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Life insurance policies can be complicated at best, unintelligible at worst. A lot of people don’t pay much attention to them because they get free or low-cost coverage through their employer. However, it is still advisable to get your own insurance to be on the safe side. To get one started, it would be important to know the two basic types of life insurance: Term and Whole
A useful analogy to explain the difference is buying versus renting. With term life insurance, you’re renting. It’s never really yours, and eventually your lease is up.
In contrast, you own a whole life insurance policy, because the original policy amount must be returned to you. The monthly premiums are higher, but the money goes into a fund that grows over time.
Demand for luxurious Blue Diamonds are up based on a report from Sri Lanka’s largest diamond jewellery manufacture. Over 3000 (three thousand) items of diamond jewellery are set to be delivered in a priority basis to be to the Blue Diamonds Jewellery traditional buyer Damas LLC of Dubai, UAE.
With this progress, it could be seen that the market and overall business conditions in Dubai is steadily improving specially after the recent political crisis in Egypt where investors and the business fraternity from Egypt have now moved to the UAE.
Recipient of many awards for their export performance, Blue Diamonds Jewellery Worldwide continues to export diamond jewellery to a number of countries which had recovered after the recent global economic slowdown.
ATLANTA – ControlScan, the leading provider of PCI compliance solutions specifically designed for small- to mid-sized merchants, announced its new Merchant Milestone Reporting, the newest enhancement to its PCI Dashboard, which provides acquirers and ISOs an even better view of their portfolio compliance within a single report.
The Merchant Milestone Reporting segments non-compliant merchants into one of seven different compliance categories. Segmenting enables acquirers to identify where merchants are in the compliance process and what tools, information, or coaching are needed to reach full compliance. Many Level 4 merchants do not have the compliance or technical resources internally to pursue this type of education, which means they must rely on their ISO or acquirer for valuable assistance.
ControlScan recommends – and can execute through its dashboard – education initiatives, communications or promotions, to encourage merchants to achieve and attest to being PCI compliant. This is specifically helpful to ISOs and acquirers that must keep track of a large number of small- to mid-sized merchants through the multi-step, multi-SAQ PCI compliance process.
“Merchant Milestone Reporting gives our partners greater visibility into which merchants are non-compliant and zeroes in on the specific areas of non-compliance,” said Joan Herbig, CEO of ControlScan, “enabling them to offer targeted guidance to small- to mid-sized merchants, so they avoid the costs – both reputational and real – associated with a lack of PCI compliance and data breaches.”
“Having a real-time look at our merchants’ compliance status has been invaluable,” said Diane Wasalino, Senior Vice President at Merchant Card Services (MCS). “Not only can we help identify and minimize non-compliance, but we can also use Merchant Milestone Reporting as a reason to contact and build stronger relationships with our merchants. They appreciate that we are both tracking and helping to guide them through the PCI compliance process.”
Because the reports are in real-time, acquirers and ISOs have the flexibility of pulling reports at any time to get a completely accurate picture of PCI compliant hosting. These companies can also utilize the PCI Dashboard and Merchant Milestone Reporting in conjunction with ControlScan’s organized and highly effective outbound calling, email and direct mail program, known as SmartReach, which uses contextual messaging based on each merchant’s progress through the compliance process.
“Ultimately, having the rich information our PCI compliance solutions provide will enable our partners to develop risk mitigation strategies based on their portfolio’s state at any given time,” continued Herbig. “And, a compliant portfolio is a more valuable portfolio.”
Bootcamp is one of the six different free student-led aerobics classes offered to Wellesley students. The other classes offered are spinning, fit box, pilates, yoga and power abs. Katie Saylor ’10, Wellesley’s Recreation Coordinator, says “My motto for the classes is: no sign ups, no commitment, no experience required.” And Bootcamp is no exception.
Students meet at the pool tables at the entrance to the Sports Center at 8:15 a.m. Monday mornings before being led by instructor, Jenny Holland ’11 into the field house. After a couple of warm up laps and dynamic stretching, Holland dives right in. The class begins with alternating planks and wall sits—each held for 30 seconds. When the mat became available, the class moves to the mat and begins circuits. One circuit consists often of mountain climbers, ten push-ups, 15 full sit-ups and 15 squats. The challenge is to see how many circuits each student can complete in 10 minutes. All students usually finish at least five circuits in the allotted time. Holland keeps students on their feet and moves straight into burpees. For those unfamiliar with a burpee, a student begins in a push up position, moves her feet towards her hands, jumps up and then returns to the original push-up position. On Monday’s class this particular exercise only included half-burpees. Every thirty seconds the number of half-burpees done in a row increased by one until each student was doing 10 in a row. The group then decreased by one every 30 seconds until they reached one. In between, students tried to hold the push up position using upper body and core strength.
Holland ended the lesson with ab workouts and stretches. Before leaving, she told students to continue stretching and that they might feel sore for the next day or two. Throughout the entire lesson, she demonstrated the correct way to execute each exercise, shouted encouragement and instructions, and blasted upbeat music. When asked about the most challenging aspect of her job, she said: “trying to find a balance between pushing people enough that they actually get something out of it, and not pushing them so much that they feel uncomfortable and don’t want to come back.” According to her students, she has definitely achieved that balance. All left feeling that they had had a thorough workout and most planned to return. Susan Goldman ’11 said that she “plan[s] on going every Monday and Wednesday.” The students came from all different backgrounds of fitness but each left feeling as though she had had a good workout and planned to come back. Goldman said that she tries to work out on her own but often lacks the motivation. Alex Curatolo ’12 said, “I like working out with other people for motivation.”
For Holland, “the most rewarding thing has been meeting a ton of new Wellesley students—I love when people I just met come up to me the next day and tell me that they’re sore but can’t wait to come back!”
Source: Wellesley News
The search is on for a new chief financial officer at Orexigen Therapeutics.
The La Jolla drugmaker said Thursday that its current CFO, Graham Cooper, will step down “for personal reasons” on March 11.
Orexigen is one of two San Diego companies whose experimental diet pills for women were rejected by the Food and Drug Administration in recent months.
The other company, Arena Pharmaceuticals, announced a week ago that its CFO was leaving for a job with another healthcare company.
Both Orexigen and Arena face uncertainty over the future of their leading drug candidates, which must undergo further testing before being resubmitted to regulators. Each of the companies recently laid off a larger portion of their workforces in an effort to conserve cash in the wake of the disappointing FDA decisions.
Cooper, who became Orexigen’s CFO in May 2006, commutes to his office in La Jolla from his home in the Bay Area, the company said.
As part of a separation agreement with Orexigen, Cooper will receive a severance payment equal to nine months of his base annual salary, which is $340,000. The company also will continue to pay his health insurance premiums for up to nine months after he quits.
Joseph Hagen, Orexigen’s senior vice president for corporate development, strategy and communications, will assume the CFO job temporarily while the company searches for a permanent replacement.
Source: Sign On San Diego
VANCOUVER, Feb. 15 /PRNewswire/ – Absolute® Software Corporation (“Absolute” or the “Company”) (TSX: ABT), the leading provider of firmware-based, patented, computer theft recovery, data protection and secure computer lifecycle management solutions announced today that it will be expanding the distribution of its consumer solution LoJack® for Laptops in partnership with SYX Distribution, a company that is an affiliate of, and provides distribution services to, TigerDirect, CompUSA and CircuitCity.com.
“Our research indicates that 40% of consumers have more than seven computer devices in their homes – many of these are treasured laptops, MacBooks and PCs. These represent a substantial investment and target for would-be thieves,” said Mark Grace, vice president of consumer business at Absolute Software. “By making our solution widely available through TigerDirect’s trusted shopping venues customers use to purchase these devices, we are making it that much more convenient for consumers to get proven anti-theft protection.”
Beginning in the first quarter of calendar 2011, LoJack for Laptops will be available to consumers as part of their computer purchasing experience at major online, B2B and retail locations including: CompUSA, TigerDirect, and Circuit City. In addition, these retailers will offer LoJack for Laptops as part of all of their computer service offerings (for example, repair services, technical support services, and software installation services). The product may also be purchased as part of Service Warranty Plans and from the TigerDirect and CompUSA’s B2B sales teams.
“LoJack for Laptops gives computer owners a degree of peace of mind that contributes to a better experience owning a computer,” said Gilbert Fiorentino, CEO of TigerDirect. “This offering is a good addition to the value we can offer our customers.”
LoJack for Laptops is the industry’s leading computer anti-theft solution for home computer users. Powered by patented Computrace® technology, LoJack for Laptops is the chosen consumer theft recovery solution of the world’s leading computer manufacturers.
Features of the subscription-based service include:
Geolocation – For day-to-day use (in non-theft scenarios), consumers can keep track of their computer on an internet-based map.
Device freeze – If a computer is suspected to be simply lost and not stolen, customers can freeze their computer and display a custom laptops message for whoever finds it. In addition, an unauthorized user cannot access the content on the computer, keeping private information safe in an effort to prevent identity theft.
Remote data delete – To protect their personal information, customers can choose to delete a pre-set group of files or all files, including the operating system.
Managed theft recovery – If a computer is stolen, the Absolute Theft Recovery Team will work with local law enforcement to recover it.
Source: PR Newswire
Dunn County (WQOW) – The former director of a respected non-profit has been charged with a felony. He’s accused of ringing up inappropriate charges on the organization’s credit card. Those charges range from airline tickets to male enhancement products. He was charged with felony theft on Tuesday.
For years, when someone spoke of the West Wisconsin Land Trust, the focus was on the work the non-profit was doing to slow the loss of the state’s natural character: wetlands, forests and farmland. Right now, the focus is on the loss of tens of thousands of dollars in taxpayer money. A criminal complaint filed on Tuesday spells out where investigators believe that money went.
Rick Gauger was the executive director for the land trust for more than 10 years. He’s accused of making a large number of inappropriate charges to a corporate credit card.
Investigators say credit card statements show he purchased nutritional supplements and male enhancement products. Investigators also say when they asked Gauger about spending more than $13,000 on health products, Gauger said those products were used to combat burn out that is so common within the non-profit administrator ranks. He also said he made those products available to his entire staff.
He’s accused of using the corporate credit card to buy airline tickets on the front and back end of a bike ride across America he participated in. Court documents show a $1,600 stay at a hotel in Hilton Head, South Carolina was included on that trip. A co-worker, the associate director of the land trust, was also flown out to attend festivities surrounding the bike ride event.
Law enforcement believes he made more than $66,000 in charges unrelated to the land trust over a period of three years. He was fired last July.
According to the criminal complaint, Gauger has already paid back $25,000 to $30,000. He was scheduled to make his first appearance in court Tuesday on that theft charge. The associate director resigned last August. No charges have been filed against her.
Source: WQOW
DENVER (GLOBE NEWSWIRE) — MusclePharm Corporation, a Nevada corporation (“MusclePharm” or the “Company”) (OTCBB:MSLP – News), an expanding U.S. nutritional supplement company, is pleased to announce that MuscleGel, its innovative protein on the go product, has been shipped out to 1,500 General Nutrition Center (GNC) locations.
GNC is the largest specialty retailer of nutritional products in the world, featuring locations throughout the United States and in numerous international markets.
MuscleGel, which has drawn impressive reviews since its introduction, offers high-quality protein in a convenient gel-based formula that makes it simple to consume on the go without liquids or mixing.
“We are excited to launch this innovative muscle building supplement into 1,500 GNC stores and get it into the hands of our consumers. This is an incredible product that we have spent more than three years perfecting,” MusclePharm President Cory Gregory said.
“We believe that MuscleGel will revolutionize protein consumption and be a category creator in the nutritional supplement industry.
“Not only does this product taste amazing, but it completely removes the hassle of mixing a powder with no worry of the chalk-filled aftertaste that protein bars leave. We truly believe this is the perfect protein supplement for everyone.”
About MusclePharm®
MusclePharm’s (OTCBB:MSLP – News) Headquartered in Denver, Colorado, MusclePharm is a rapidly expanding healthy life-style company that develops and manufacturers a full line of NSF and scientifically approved, nutritional supplements that are 100% free of any banned substances. Based on years of research, MusclePharm products are created through an advanced six-stage research protocol involving the expertise of top nutritional scientists and field tested by more than 100 elite professional athletes from various sports including the NFL, MMA, and MLB. The Company’s propriety and award winning products address all categories of an active lifestyle including muscle building, weight loss, and maintaining general fitness through a daily nutritional supplement regimen. MusclePharm is sold in over 120 countries and available in over 5,000 US retail outlets that include GNC, and Vitamin Shoppe, as well as over 100 online stores, including bodybuilding.com, Amazon and Vitacost.com. For more information, please visit www.musclepharm.com.
Sony announces new range of digital camcorders Handycam HDR-composed of PJ10, and PJ30V PJ50V. Three devices fist (grip horizontal) very original since embarking on the back of a small LCD projector. An unpretentious, displaying a definition of 640 x 360 pixels, but offers the possibility to watch videos shot with Caméscopes. That which joins the concept of the Nikon Coolpix S1100pj, that we had the opportunity to test and that we presented in video in October.
Very few points on paperShooting in Full HD (1920 x 1 080p) in 50p, with a throughput of 28 Mbps, the device has CMOS sensor Exmor R (1 / 4”), which suggests the best for quality videos. On the other hand, the Bionz processor, able to cash flow HD video processing and dynamic images (Dynamic Range Optimizer and XV Colour), should also contribute to the quality of recorded footage. The audio rendering is not left behind as the three camcorders claim a record Dolby 5.1. These devices differ, however, by the definition of their sensors and power zoom and wide angle lenses (29.8 mm).
HDR-PJ10VE, the “small” modelAnnounced at 650 euros, the HDR-PJ10E is what one might call the entry-level model. With a sensor of 3 million pixels, it loads a 16 GB flash memory, expandable with SD / SDHC / SDXC. Sufficient capacity to store 1 hr 15 min maximum quality. The PJ10 has a 30x optical zoom (350x digital), a 35 mm focal length equivalent to 29.8 – 894 mm. In addition to Full HD, its sensor is able to take pictures until 2122 x 1584 pixels (4 / 3).
The HDR-double performance PJ30VEThe HDR-PJ30 has a share of storage capacity twice as large (32 GB) and also enjoys the same sensor (but only 7 megapixels). Therefore, the camera mode is gaining definition (3072 x 2304 pixels max.). Zoom loses some power: 12x optical and 160x digital (35mm equivalent: 29.8 to 357.6 mm), but retains SteadyShot optical image stabilization. In contrast, the upmarket also assessed the presence of a GPS system to georeference your photos and video. The HDR-PJ30 is sold 950 euros.
The HDR-PJ50VE, a mustFor users who shootent anything goes, the HDR-PJ50VE offers 220 GB of storage space, either via a flash memory but with a hard drive. So beware of shocks. For the rest, he resumed the same characteristics as the PJ30VE, including the microphone jack. This model is announced in 1100 euros.
All three models offer a slow motion function (100 frames per second). These camcorders will be available from March and comes with editing software. This offers export functionality to YouTube, Facebook, DailyMotion or Picasa for photos.
Source: 01net
PRLog (Press Release) – Feb 09, 2011 – Honda of Lisle proudly announces the launch of HondaPartsSales.com, a new leading source for OEM Honda parts online.
This website has been created to put thousands of original manufacturer parts at the fingertips of Chicago Honda owners and, in fact, Honda owners throughout the country.
Simply navigate to the site and in just a few clicks, parts can be ordered and on their way. Even better, these parts can be purchased at remarkably low prices and can be shipped anywhere in the United States.
With a multi-million dollar parts inventory, HondaPartsSales.com is one of the largest OEM Honda parts retailers in the Midwest. In fact, this new store from Honda of Lisle has parts for every model and every model year. Whether you are looking for Honda Civic parts, Honda generator parts or even Honda CRX parts, HondaPartsSales.com has what you need.
Thanks to its large inventory and high sales volume, HondaPartsSales.com is able to offer 30 percent off the list price on all Honda parts purchases, savings customers won’t find anywhere else.
Chicago Honda shoppers can learn more about HondaPartsSales.com from a helpful representative at Honda of Lisle by calling (630) 848-9674 .
Customers can browse the new Honda parts site for themselves at: http://www.hondapartssales.com/
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